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Streetwise / Tools / Payslip Checker
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Is your payslip right?

Type in what your payslip says. We work out what it should say, and show you exactly where every dollar went.

  1. 1Your pay
  2. 2Your payslip
  3. 3Results

How are you paid?

What next?

Take-home pay calculatorPlanning a pay rise or new job? See what you would keep.Holiday pay calculatorCheck what you should be paid for leave.Sick leave and public holiday payWorked a public holiday? Check you got both things you are owed.

What this checks

%Income taxMatched to your tax code and the 2026-27 tax brackets. Catches the 45% no-code rate.
+ACC levy1.75 cents per dollar, capped at $2,741.22 a year.
KKiwiSaverYour rate, and the employer minimum of 3.5%.
SStudent loan12% over the threshold, or all of a second job.
$Minimum wage$23.95 an hour adult rate from 1 April 2026.
=Does it add up?Gross minus everything equals your net pay, or something is missing.

Questions people ask

Is my payslip information sent anywhere?

No. The checker runs entirely in your browser. Nothing you type is uploaded or stored.

Why does my payslip differ by a few dollars?

Payroll software annualises pay and rounds each line. Small differences, a dollar or two, are normal. We flag gaps bigger than about 2% or $1.50.

What is the ACC earners' levy?

A levy on your earnings that helps pay for accident cover. For the 2026-27 year it is 1.75 cents per dollar (GST inclusive) on earnings up to $156,641, so the most anyone pays is $2,741.22.

What if I think I am being underpaid?

Ask your employer to explain the line in writing. If it is not fixed, Employment New Zealand (0800 20 90 20) can help, and a free Community Law centre can too.

Why does a second job get taxed more?

Your main job uses the tax brackets. A second job uses a flat rate (SB, S, SH, ST or SA) chosen by your total income, which can be higher than your main job's rate.

Source Inland Revenue: tax rates for individualsChecked 2 October 2026Streetwise. Free, no sign-up.

Compares your payslip with the 2026-27 tax, ACC, KiwiSaver and minimum wage rules. It is an estimate for checking, not payroll advice.

Still not sure? Employment New Zealand · Inland Revenue · Community Law.

Did this solve it?

Sources: Inland Revenue tax rates, ACC earners' levy, MBIE minimum wage.