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Streetwise
Streetwise / Your Bills
Your Bills

What is it costing you?

See what has gone up and what it means for your household budget. Start with the national numbers, then put in your own.

See my household →All free tools

Start here

The one tool most people need first in this section.
Cost of living dashboardThe national numbers, then what rising prices cost your household.See my household →

All Your Bills tools

Every free tool and guide for this section. Use the arrows or swipe for more. Nothing you type leaves your device.
7 free tools
ToolCost of living dashboardThe national numbers, then what rising prices cost your household.See my household →ToolPrice watchEveryday prices by category, and soon the cheaper of PAK'nSAVE and Woolworths each week.See the prices →CalculatorTake-home payTurn a salary or hourly rate into what lands in your bank, after tax.Work out my pay →CalculatorRent or buy plannerWatch your money in both futures, year by year, and see if buying pulls ahead.Run my numbers →CalculatorPayslip checkerType in your payslip and see if your tax, ACC and KiwiSaver add up.Check my payslip →ToolFree tax and KiwiSaver cheat-sheetThe numbers that matter on one page. Free.Get the cheat-sheet →GuideGuide: tax and KiwiSaverHow PAYE, ACC and KiwiSaver come out of your pay, in plain English.Read the guide →

More sections

Jump to the other four sections.

Good to know

Short facts from official sources. Each one links to where it came from.
1 / 10Prices rose 4.1% in a year

Stats NZ says the consumers price index rose 4.1% in the 12 months to the June 2026 quarter.

Source: Stats NZ
2 / 10Prices rose 1.5% in one quarter

The CPI increased 1.5% in the June 2026 quarter alone.

Source: Stats NZ
3 / 10Petrol, rent, power and food led the rise

Stats NZ named petrol, rent, electricity, food and rates as key drivers of the June 2026 quarter increase.

Source: Stats NZ
4 / 10Switching power company is free

Switching electricity or gas provider costs nothing. The Electricity Authority tool, Billy, compares plans.

Source: Consumer Protection
5 / 10Disputed power bill: call them first

If you are billed wrongly, contact your provider straight away. If it is not sorted, Utilities Disputes is free.

Source: Consumer Protection
6 / 10Disconnection needs 7 days notice

Before disconnecting you, a retailer must give 7 days written notice and talk through payment options.

Source: Consumer Protection
7 / 10Faulty goods: repair, replace or refund

Under the Consumer Guarantees Act, products must be of acceptable quality. If not, the business must put it right at no cost.

Source: Consumer Protection
8 / 10Misleading sellers break the law

The Fair Trading Act bans misleading or deceptive conduct. The Commerce Commission enforces it.

Source: Consumer Protection
9 / 10Fuel prices are tracked every week

MBIE publishes weekly national average prices and margins for petrol and diesel.

Source: MBIE
10 / 10Citizens Advice Bureau help is free

Free, confidential, independent advice for anyone, including help with money and consumer problems.

Source: Citizens Advice Bureau
How we make these. Every tool follows published guidance from the official source named on its page. They give estimates and general information, not financial or legal advice.